Fri, 10 May - 09:49:08 63.151.255.189 Post #: 79583
Dunno, what type of weather would you like? I'll get SCG to arrange it. ;))
Nick
********************
when is tayphoon season is over?
Serge
Fri, 10 May - 09:46:58 172.165.162.52 Post #: 79582
Of course WIG, but I cannot invest all my money in horse semen!
*******************************
I'll give you small tip...
GOAT SEMEN!
;-)))
Serge
Fri, 10 May - 09:46:19 172.165.162.52 Post #: 79581
""how is the weather down there this time of the year?""
Dunno, what type of weather would you like? I'll get SCG to arrange it. ;))
Nick
Fri, 10 May - 09:45:52 24.69.255.204 Post #: 79580
Serge, you have to admit that even
the managers get it wrong and that in
the end it is still up to us all to
make decisions on who, what, where
and how much.
Wig
********************
Wig,
100% correct!
I had 3 managed accounts for..2 months and sold them all after seeing that those "managers" trade WORSE than me
;-))
they can be good for bull market, but in the bear market they suck!
Serge
Fri, 10 May - 09:45:35 172.165.162.52 Post #: 79579
Going to Bejimg and then spending 3wks bumming around.
SCG has a lot of friendes there so it should be fun :)
Nick
********************
chances are we'll meet there,
but I'd rather take the tour...
we plan around the same dates.
how is the weather down there this time of the year?
Serge
Fri, 10 May - 09:43:55 172.165.162.52 Post #: 79578
Of course WIG, but I cannot invest all my money in horse semen! hahaha
Fri, 10 May - 09:42:23 66.157.50.244 Post #: 79577
Smart Ass!!! hahahahahahaha
I'll take some valium and fly.Must not lose face in front of SCG ;))
Going to Bejimg and then spending 3wks bumming around.
SCG has a lot of friendes there so it should be fun :)
Nick
Fri, 10 May - 09:39:06 24.69.255.204 Post #: 79576
don't bother, it usually dies by itself after losing a few dollars
;-)))
cured me!
********************8
Serge, you have to admit that even
the managers get it wrong and that in
the end it is still up to us all to
make decisions on who, what, where
and how much.
Fri, 10 May - 09:33:52 63.151.255.189 Post #: 79572
""have you ever been in China?
we are contemplating going there...""
StripClubGuru and I are going over in Sept.Wanna come?
Nick
Fri, 10 May - 09:32:54 24.69.255.204 Post #: 79571
and have been trying to swear that off! haha
*********************
MikeAI,
don't bother, it usually dies by itself after losing a few dollars
;-)))
cured me!
;-)))
Serge
Fri, 10 May - 09:32:43 172.165.162.52 Post #: 79570
WIG I agree with those setiments, that is why for my serious $$ and retirement $$, I have professional money managers choosing a variety of stocks by using different mutual funds, and index funds.
I only pay with indiviudal speculation for a hobby - and have been trying to swear that off! haha
Fri, 10 May - 09:28:18 66.157.50.244 Post #: 79569
Serge -- "Nick, where is my promissed Dali????? ""
"The Golfer" is on my wall. ;))
Nick
Fri, 10 May - 09:26:17 24.69.255.204 Post #: 79568
MikeAI,
I was talking about his clothing,
not his body
;-)))
Serge
Fri, 10 May - 09:24:14 172.165.162.52 Post #: 79567
MikeAI,
While it is true that in the long run stocks will recover, don't fool yourself.
Many of the stocks in the average portfolio will no longer be in business if a prolonged crunch comes. Plus, it may take all of 20 years for some of these stocks to return.
This was the most euphoric peak since the 20's. And even the peak in the late 60's required 16 years of sideways trading with a 50% loss in the dow to recover in 1982.
IMHO, and being a serious student of market history and psychology, it is going to get a lot worse before it gets a lot better.
Fri, 10 May - 09:05:26 66.157.50.244 Post #: 79553
Yup....Dali...I agree CJ...a small thing like a logo can make that page fun to go to. I especially liked their line of logos during the olympics. And I saw a 'plaid' logo once, that was cute...then it went back to normal for a long time until today.
I think they're smart doing that...and they even linked the logo to a search for 'salvador dali'...
Wonder when they'll come out with a van gogh ...I could see 'Starry Night' working well with the word 'google'...lol
Fri, 10 May - 08:58:57 63.151.255.189 Post #: 79550
i was at a dinner party the other night with a guy who has an original dali that he bought in a museum in new york ... i was so impressed!! who cares about the sports car ...
______________
That is impressive, but one needs a sports car to get the girls to the house to check out the dali! ;-)
Fri, 10 May - 08:57:44 66.157.50.244 Post #: 79549
good morning america
welcome to saturday! er, friday ...
google's logo is always cute ... it makes visiting such a boring page ... less boring.
i was at a dinner party the other night with a guy who has an original dali that he bought in a museum in new york ... i was so impressed!! who cares about the sports car ...
Fri, 10 May - 08:54:26 210.49.49.142 Post #: 79548
HAHAHA Serge, I guess friends are like stocks in many ways.
In big bull markets everyone looks like a genuis....
I have been blessed with great friends actually, many I have been having since I was a kid... These are the guys I have been with for 20-25 years, through thick and thin.
Mike AI
Fri, 10 May - 08:49:51 66.157.50.244 Post #: 79547
One really should choose their friends wisely...
Mike AI
***********************
hahahahahahha,
you can't _even_ chose your stocks right!
;-)))
Serge
Fri, 10 May - 08:44:31 172.165.162.52 Post #: 79546
Fri, 10 May - 08:33:12 24.69.255.204 Post #: 79538
well if CCBill does the right thing,
*******************************
I'll personally marry KK to Brtad right here on this board and give hew away with honors like a proud father!...or run nekkid in the next Tampa nudenicks marathon,
whatever is more popular
;-)))
Serge
Fri, 10 May - 08:14:42 172.165.162.52 Post #: 79537
well if CCBill does the right thing, i'll be the
first to come here and say so.
until then ..... no bets
Cybrglide
Fri, 10 May - 08:12:54 65.34.116.33 Post #: 79536
Online banking has allowed consumers to keep a much closer eye on their accounts....
*****************************
hahahhaha,
I do it TWICE a day , just to make sure
;-)))
Serge
Fri, 10 May - 07:53:57 172.165.162.52 Post #: 79535
where you can see next day WHO charged and for what and...the photocopy of your check ..online.
Serge
************************************
and THIS is one of the reasons that retention on checks (although STILL better than cc's), isn't what it used to be! Online banking has allowed consumers to keep a much closer eye on their accounts....
if they haven't been changed since 1997, I should say they are in the "pre-conception" stage and faaaarrrr from the "infancy" yet!
Serge
********************************
yes, but once a microscope is imbedded in one's ass.... how quickly they can see the poop! 8^)
Fri, 10 May - 07:32:33 65.116.11.110 Post #: 79534
The rules at this point are in their infancy in a paperless format.
*************************
if they haven't been changed since 1997,
I should say they are in the "pre-conception" stage and faaaarrrr from the "infancy" yet!
Serge
Fri, 10 May - 07:08:36 172.165.162.52 Post #: 79533
I guess it all boils down to good business practices
****************************
...and this is where I have my biggest doubt!
how much you wanna bet that KK and CCBill won't prove me wrong?
Serge
Fri, 10 May - 07:07:28 172.165.162.52 Post #: 79532
so wig, what would you terms as
"perform verification on a commercially reasonable level" ??
*******************************
That is exactly how I would term it. ;-)
may I also ask what the "authentication routines" would be ?
*************************
One is that the Originator validate the ABA number. Other's concern encryption, etc.
The rules at this point are in their infancy in a paperless format. New rules will certainly follow for WEB class entries.
Fri, 10 May - 07:05:27 63.151.255.189 Post #: 79531
Serge , I agree 100% there was a loophole in our system
and letting it go for 10 months before being discovered.
Looking at it from my side of the fence is fraud is fraud.
It's very obvious it was, CCBill's accounting dept agreed it was.
I guess it all boils down to good business practices on BOTH parts.
Cybrglide
Fri, 10 May - 07:03:55 65.34.116.33 Post #: 79530
so in that light it would appear the bank account was accessed illegally.
Cybrglide
************************
Mark,
one of the things to prevent it from happeneing in the future is:
I suggest opening business acount with strong online presence bank,
like First Union, for example,
where you can see next day WHO charged and for what and...the photocopy of your check ..online.
Serge
Fri, 10 May - 06:57:56 172.165.162.52 Post #: 79529
NACHA regulations require Originators and ODFI's to perform certain authentication routines
------------------------------------------
may I also ask what the "authentication routines" would be ?
point being I guess is they have zero proof this charge was initiated by me or my company.
so in that light it would appear the bank account was accessed illegally.
Cybrglide
Fri, 10 May - 06:55:27 65.34.116.33 Post #: 79528
meanwhile...ICPT is hitting new low since announcing purchase of Ibill, despite the record last quarter earning...
very interesting, indeed....
what the hell the market knows what we don't?...or do they just discover what we KNEW
;-)))
Serge
Fri, 10 May - 06:50:32 172.165.162.52 Post #: 79527
So, Wig, seems like even slap on the wrist is not forthcoming...
I thought so.
I have no much love for CCBill but in the interests of fairness,
it doesn't seem that they are responcible in this particular case.
Serge
Fri, 10 May - 06:47:37 172.165.162.52 Post #: 79526
so wig, what would you terms as
"perform verification on a commercially reasonable level" ??
Cybrglide
Fri, 10 May - 06:46:44 65.34.116.33 Post #: 79525
Well in that Case....send me the yrl so i can spam it and make some cheese!
JimMr$$$ (Is Serge going to make it to PAYDAY?)
Fri, 10 May - 06:46:29 65.35.91.68 Post #: 79524
Jim, I don't know what you were thinking you were signing,
but that was a model release and I have an original
;-)))
Runk, need fresh content?
;-)))
Serge
Fri, 10 May - 06:44:44 172.165.162.52 Post #: 79523
the cams are in the doorknobs Jim ;-))
Cybrglide
Fri, 10 May - 06:44:22 65.34.116.33 Post #: 79522
Serge/Cybrglide
NACHA rules allow a consumer to revoke an ACH debit as unauthorized up to 60 days after it is posted to their statement. Theoretically, this could be 90 days, since the consumer may not get a statement for 30 days.
NACHA regulations require Originators and ODFI's to perform certain authentication routines and to perform verification on a commercially reasonable level.
Since most transactions that occur in this marketplace are done by consumers who prefer to remain anonymous, personal information is unreliable. It is also not a required ingredient in the presentment.
ACH processors have to look at these issues on a case by case basis to determine an appropriate response or action.
Most ACH fraud, like credit card fraud, is consumer initiated. It is a delicate line to operate on. Having a properly trained customer support department is a necessary ingredient to achieve balance and compliance.
yeah, who sponteniously leaves and leaves me all his wardrobe
-------------------------------------
should I even ask why he was undressed at your house ?
Jim naked .... now thats fuckin scarey ;-))
Cybrglide
Fri, 10 May - 06:29:28 65.34.116.33 Post #: 79517
kind of a spontaneous person.
******************************
yeah, who sponteniously leaves and leaves me all his wardrobe...5 sizes bigger than me!!!!!
if they fit, you'd NEVER find me again
;-)))
Serge
Fri, 10 May - 06:26:25 172.165.162.52 Post #: 79516
Serge....no need to wait around...you know me....kind of a spontaneous person.
i should be there around 3 or so.
JimMr$$$ (Is Serge going to make it to PAYDAY?)
Fri, 10 May - 06:23:59 65.35.91.68 Post #: 79515
they really should have just refunded ALL the $$$
saves ALOT of explaining ;-))
Cybrglide
**********************
it's OK, I'll explain how Check Debitting works if bpj or Wig won't enlighten everybody first.
I can be wrong, but...TODAY's banking regulations might not even slap them on the hand.
Serge
Fri, 10 May - 06:22:53 172.165.162.52 Post #: 79514
Jim,
what time should I wait for ya?
Serge
Fri, 10 May - 06:21:02 172.165.162.52 Post #: 79513
Serge..i will most likely be down sometime this afternoon =)
JimMr$$$ (Is Serge going to make it to PAYDAY?)
Fri, 10 May - 06:18:05 65.35.91.68 Post #: 79512
the funny part is it took 2 days for them to even figure out what the charge was for !!
not to mention the site isn't even live anymore, but the tapping continues.
they really should have just refunded ALL the $$$
saves ALOT of explaining ;-))
Cybrglide
Fri, 10 May - 06:17:53 65.34.116.33 Post #: 79511
huge train wreck 12 miles from London...
;-((((
Serge
Fri, 10 May - 06:17:08 172.165.162.52 Post #: 79510
Yeah...i want nice weather this weekend!
JimMr$$$
***************************
Jim, his tears do not produce much rain...my pool lost 1" while I was away
;-)))
Serge
Fri, 10 May - 06:14:58 172.165.162.52 Post #: 79509
I wonder how the FTC would look at tapping an ACH account
for 10 months with info like sdfgglkjjhsd in the name and address fields ?
****************************
bpj, Wig, what's the story on ACH debiting and it's regulation?
Serge
Fri, 10 May - 06:13:54 172.165.162.52 Post #: 79508
Brad is getting very upset when we do that and we just can't afford to upset Brad
++++++++++++++++++++++++++++++++++++
Yeah...i want nice weather this weekend!
JimMr$$$ (Is Serge going to make it to PAYDAY?)
Fri, 10 May - 06:13:05 65.35.91.68 Post #: 79507
Donor organs :-))
Timon
*****************
as always...where is a will...
;-)))
Serge
Fri, 10 May - 06:12:40 172.165.162.52 Post #: 79506
we could talk about ccbill
********************************
no, we can't...Brad is getting very upset when we do that and we just can't afford to upset Brad,
or he'll kill Oprano....
;-)))
Serge
Fri, 10 May - 06:11:47 172.165.162.52 Post #: 79505
What kind of payment would we have to accept?
************************
Fri, 10 May - 06:11:21 66.181.168.115 Post #: 79504
have we finished with Verio?
;-)))
Serge
---------------------------------
we could talk about ccbill
how about, a stolen checking account number,
10 months of billing it.
when asked to give the cash back you get
"ohhh we can only give you back 4 months worth"
hahahahaha, desperate ?
I wonder how the FTC would look at tapping an ACH account
for 10 months with info like sdfgglkjjhsd in the name and address fields ?
today is gonna be a fun day ;-))
Cybrglide
Fri, 10 May - 06:07:30 65.34.116.33 Post #: 79503
What kind of payment would we have to accept?
************************
babies, of course!
Chinese culture is very much children and large families oriented,
but due to overpopulation, the government controls child birth rate very closely, so...
we'll be accepting CHILDREN for adoption in exchange for porn memberships!
Cleo,
is your clock ticking?
wanna adopt?
;-)))
Serge
Fri, 10 May - 06:06:21 172.165.162.52 Post #: 79502
Can you take 12,934,892 new Chinese adult webmasters into your program?
---
oh man, could you imagine the customer support?!
i've read a lot of growth prediction surveys that all say chinese audiences will hit their peek in 3 years due to the amount of students currently studying it ... I guess they've been playing catchup, there's enough wealthy chinese to make a viable market.