Hi Oprano Mark from Paxum Inc has crashed the aprty

[sarettah]

Originally Posted by Mark_Paxum

Nice to meet you Sarettah.

Yes, it is. Isn't it?

[moneyman]

Originally Posted by sarettah

Yes, it is. Isn't it?

It sure is, the more people you talk to the better your chances of getting a free brew when you meet them at the watering hole

[gonzo]

Originally Posted by Mark_Paxum

Thank you for the welcome note Gonzo, I survived the first 24 hours on Oprano, a few cuts and bruises but I think there's a chance I might make it through the first week, assuming Danny doesn't spike my beer on Friday night with rat poison.

P2P is for Paxum to Paxum users, anyone with a Paxum account can send another Paxum account money instantly

I can set you up with a business account and take care of your business so you are happy, if you wish to call me, email me or icq me.

Nice board you have here, tough but serious people.

Everyone here is involved in making money for the most part.
I wouldnt need a business account.

These would be p2p transactions I wouldnt be involved.
Whats the cost of a performer to get a card?
Whats the cost for a consumer to get a card?

Do they accounts have to be loaded to receive money?
Can I load a card from a credit card for instant availability?

How much does it cost for a consumer to load his card?
How much does it cost for a performer to get her money?

Does she receive it via ATM or via her bank account?

[RawAlex]

Originally Posted by sarettah

Yes, it is. Isn't it?

How do you fit so much ego into one small message?

[gonzo]

Your signature should be nominated for a pearl.

[moneyman]

Originally Posted by gonzo

Everyone here is involved in making money for the most part.
I wouldnt need a business account.

These would be p2p transactions I wouldnt be involved.
Whats the cost of a performer to get a card?
Whats the cost for a consumer to get a card?

Do they accounts have to be loaded to receive money?
Can I load a card from a credit card for instant availability?

How much does it cost for a consumer to load his card?
How much does it cost for a performer to get her money?

Does she receive it via ATM or via her bank account?

Personal and business accounts can get a Paxum mastercard, even before they have funds in their account, the $44.95 yearly maintenance fee will be deducted on their first load.

Loads for all accounts at this time are by wire, certified check, money order only. We are implementing credit card loading as an ption but it is not yet functional.

personal accounts can send money to other paxum accounts for 25 cents, business accounts for $1.

The Paxum mastercard is issued to all countries (except for those on the UN embargo list such as Iran, N.Korea...)
We are licensed through mastercard International as a global account.

Withdrawing money by the Paxum card is $2 per transaction for all accounts, the daily limit on the card is $2500 .

Withdrawing by check for personal accounts is $5 and and $25 for business accounts or by wire $50 for all accounts.

I hope I answered your questions to your satissfaction, if i missed anythign pelase let me know.

[moneyman]

Originally Posted by gonzo

Your signature should be nominated for a pearl.

If it violates the board rules please let me know I'll fix it, I don't want to break any rules of the forum.

[sarettah]

Originally Posted by RawAlex

How do you fit so much ego into one small message?

It is quite amazing, isn't it?

[moneyman]

Originally Posted by sarettah

It is quite amazing, isn't it?

May I ask what you do, nt to be personal that is.

[gonzo]

Originally Posted by Mark_Paxum

If it violates the board rules please let me know I'll fix it, I don't want to break any rules of the forum.

Yours is fine. I was ragging on Alex....

[Toby]

Originally Posted by Mark_Paxum

Withdrawing by check for personal accounts is $5...

Is that check via a US based bank?

[softball]

What bank is involved in all of this? Where are the accounts held?

[moneyman]

Originally Posted by Toby

Is that check via a US based bank?

Checks are issued in US dollars from our Canadian Bank, BMO Bank of Montreal.

[moneyman]

Originally Posted by rhetorical

What bank is involved in all of this? Where are the accounts held?

We bank with BMO bank of Montreal and cards are issued by Choice bank in Belize.

[Toby]

Originally Posted by Mark_Paxum

Checks are issued in US dollars from our Canadian Bank, BMO Bank of Montreal.

OK, that's of no use to me then. Are there plans to add ACH withdrawl capability? I don't need to pay a $45/yr ATM card fee (plus $2/withdrawl) for the handful of sponsors I promote that don't pay via US based checks.

[moneyman]

Originally Posted by Toby

OK, that's of no use to me then. Are there plans to add ACH withdrawl capability? I don't need to pay a $45/yr ATM card fee (plus $2/withdrawl) for the handful of sponsors I promote that don't pay via US based checks.

I wish we had more options at this time but we don't, we are working on adding credit card load and unload options and ach.

[sarettah]

Originally Posted by Mark_Paxum

May I ask what you do, nt to be personal that is.

I do all sorts of things and I'm even good at one or three of them

[softball]

Originally Posted by Mark_Paxum

May I ask what you do, nt to be personal that is.

He makes pages load real fast.

[moneyman]

Originally Posted by rhetorical

He makes pages load real fast.

I get it, he doesn't make a post into a long winded thing like my replies

[sarettah]

Originally Posted by Mark_Paxum

I get it, he doesn't make a post into a long winded thing like my replies

Dude, it's not all about you........














It's all about me

[moneyman]

Originally Posted by sarettah

Dude, it's not all about you........














It's all about me

Fine with me, I have no ego problem, just like making money.

[softball]

Originally Posted by Mark_Paxum

Fine with me, I have no ego problem, just like making money.

So, are you making any?

[moneyman]

Originally Posted by rhetorical

So, are you making any?

Not enough for a Lambo but it's okay the mortgage is current.

[spazlabz]

Ouch the old Oprano is in full force today damn! Better have answers when you drift into these here parts I reckon

[gonzo]

Originally Posted by spazlabz

Ouch the old Oprano is in full force today damn! Better have answers when you drift into these here parts I reckon

Nobody beating on him.
I cant use it.
Thats a $90 investment plus all the transaction charges for each model and one consumer before anyone gets to buy or be paid.

[moneyman]

Gonzo as a token of appreciation for having me on this great board I'd like to offer you the first year card fee on me, if you choose to signup for a Paxum account I will personally take care of the fee.

All I need is the account email address so I can have the $44.95 credited back to the account, please email it once you signup.

For all Oprano members who want to signup for a business account I can make interesting offers based on the transaction volume they anticipate to have using Paxum to pay affiliates. Just contact me by email I will put together win-win packages of offers.

Thank you

[gonzo]

Originally Posted by Mark_Paxum

Gonzo as a token of appreciation for having me on this great board I'd like to offer you the first year card fee on me, if you choose to signup for a Paxum account I will personally take care of the fee.

All I need is the account email address so I can have the $44.95 credited back to the account, please email it once you signup.

For all Oprano members who want to signup for a business account I can make interesting offers based on the transaction volume they anticipate to have using Paxum to pay affiliates. Just contact me by email I will put together win-win packages of offers.

Thank you

Thats nice of you. I wouldnt have any use for a card though other than to put it in my wallet by my epassporte.

Maybe we can discuss a business account to pay our affiliates at some point.

[moneyman]

Originally Posted by gonzo

Thats nice of you. I wouldnt have any use for a card though other than to put it in my wallet by my epassporte.

Maybe we can discuss a business account to pay our affiliates at some point.

Gonzo anytime you are ready I'm available to talk business.

Thank you

[softball]

I still don't get why I need any kind of ewallet thingy. It just sounds like a recipe for disaster as was shown. I owe somebody money, I can pay them with paypal without having to tie up any currency. I can mail them a check. I can tranfer via bank transfer. If I need a cc, I use my own Amex, Visa or whatever. So under what circumstances (apart from hiding the transaction from...that organization whose name shall not be spoken) would this deal be of any use?

[RawAlex]

Originally Posted by gonzo

Yours is fine. I was ragging on Alex....

The actual quote goes to celeb chef David Adjey. It's a classic.

[moneyman]

Originally Posted by rhetorical

I still don't get why I need any kind of ewallet thingy. It just sounds like a recipe for disaster as was shown. I owe somebody money, I can pay them with paypal without having to tie up any currency. I can mail them a check. I can tranfer via bank transfer. If I need a cc, I use my own Amex, Visa or whatever. So under what circumstances (apart from hiding the transaction from...that organization whose name shall not be spoken) would this deal be of any use?

Paxum is a means to pay other Paxum users, for example you want to pay a coder, designer, content guy $100 now for services, sending a check or wire takes time and money.

Let's say the 2 parties are in different countries, sending a check by mail would take time and typically foreign checks cost the eprson depositing it money and they put a hold on it until it clears, a wire will cost both parties money too.

Paxum like paypal provides a service where 2 people can trasact business instantly. For personal accounts it's only 25 cents and for business accounts only $1 to pay another paxum party.

Everyone responsible person has to do their taxes, this is not about what you declare or what you don't. It's no different than when you get wires or checks, you should act according the the law.

[RawAlex]

Originally Posted by Mark_Paxum

Paxum is a means to pay other Paxum users, for example you want to pay a coder, designer, content guy $100 now for services, sending a check or wire takes time and money.

Let's say the 2 parties are in different countries, sending a check by mail would take time and typically foreign checks cost the eprson depositing it money and they put a hold on it until it clears, a wire will cost both parties money too.

Paxum like paypal provides a service where 2 people can trasact business instantly. For personal accounts it's only 25 cents and for business accounts only $1 to pay another paxum party.

Everyone responsible person has to do their taxes, this is not about what you declare or what you don't. It's no different than when you get wires or checks, you should act according the the law.

what you left out in all of this is that the guy in the receiving country has little or no obligation to report the transaction, which effectively happens invisibly outside of the country, allowing webmasters in many countries to avoid a tax burden. This is doubly useful for webmasters who use their "e-wallet" funds to buy other services, as they can then double dip - show the invoice as an expense, and not actually have to show income.

Services such as Paxum, Epass, and the like would not exist if all transactions had to be reported in the receiving country. It would all but eliminate the benefits.

[moneyman]

Originally Posted by RawAlex

what you left out in all of this is that the guy in the receiving country has little or no obligation to report the transaction, which effectively happens invisibly outside of the country, allowing webmasters in many countries to avoid a tax burden. This is doubly useful for webmasters who use their "e-wallet" funds to buy other services, as they can then double dip - show the invoice as an expense, and not actually have to show income.

Services such as Paxum, Epass, and the like would not exist if all transactions had to be reported in the receiving country. It would all but eliminate the benefits.

I hate to disagree but we exist to make money providing a peer to peer service world wide especially for adult transactions and nothing else.

When you are buying a $10 domain or banner the vendor expects the payment upon delivery of the service, a check or wire is not going to be a time/money efficient means to pay. Just like Paypal, we exist because people need instant transfer and paypal doesn't allow adult.

[softball]

Originally Posted by Mark_Paxum

I hate to disagree but we exist to make money providing a peer to peer service world wide especially for adult transactions and nothing else.

When you are buying a $10 domain or banner the vendor expects the payment upon delivery of the service, a check or wire is not going to be a time/money efficient means to pay. Just like Paypal, we exist because people need instant transfer and paypal doesn't allow adult.

I use PayPal at the moment. They have been around a long time and they work. Why do I need to take a chance on a new service that is doing exactly what the now infamous EPassport did. And as RawAlex pointed out, there are some pretty dodgy companies on your client list and your office is a mailbox.

[moneyman]

Originally Posted by rhetorical

I use PayPal at the moment. They have been around a long time and they work. Why do I need to take a chance on a new service that is doing exactly what the now infamous EPassport did. And as RawAlex pointed out, there are some pretty dodgy companies on your client list and your office is a mailbox.

I don't think it's a good idea for me to bash or comment on our past and present competition. We run a solid business and have systems in palce to protect our future and those of our clients.

All our clients are special to us, we value each and everyone and appreciate them choosing to use Paxum.

Our office is not a mailbox, I already replied to a question about it on the first page of this thread.

Our mailing address for recieving checks and correspondence is
3484 Des Sources Blvd., suite 205
Dollard-des-Ormeaux, Quebec
H9B 1Z9
Canada

Our corporate office where I work along with a number of in house people is
6600 Trans Canada Highway, Suite 750
Point Claire, Quebec
H9R 4S2
Canada

I hope that answers the questions.

[softball]

Last question I will ask. Will you or do you support or process financial transactions for any company that steals content. If you do, will you stop processing their transactions?

[Toby]

Originally Posted by Mark_Paxum

We run a solid business and have systems in palce to protect our future and those of our clients.

All our clients are special to us, we value each and everyone and appreciate them choosing to use Paxum.

Spoken like a sales manager. Given the recent demise of ePassporte and Paxum being relatively new you can certainly understand people's reluctance to trust an unproven entity with their money.

A more detailed explanation of those systems you have in place to protect you and your clients would likely go a long way toward building some of that needed trust.

[moneyman]

Originally Posted by rhetorical

Last question I will ask. Will you or do you support or process financial transactions for any company that steals content. If you do, will you stop processing their transactions?

That really is not a question I can answer, I head the sales team and honestly I am not going to take the bait.

[moneyman]

Originally Posted by Toby

Spoken like a sales manager. Given the recent demise of ePassporte and Paxum being relatively new you can certainly understand people's reluctance to trust an unproven entity with their money.

A more detailed explanation of those systems you have in place to protect you and your clients would likely go a long way toward building some of that needed trust.

We are a Canadian company, licensed by the Canadian Government after stringent checks on our business and officers, to be a money transfer business.
You can verify that by going here
you just put Paxum in the first box on
http://www10.fintrac-canafe.gc.ca/ms...earch-eng.html

We have the license from mastercard International to issue accounts in all countries (excpet for those on the UN embargo list sucvh as Iran, N.Korea...)

We do not lend or borrow against the funds we hold, we actually keep 10% more than in the client balances from our cash.

Canadian banks are very safe and solid, you hardly ever hear of one going under, our main account is with one of the larger banks in Canada. BMO Bank of Montreal.

Very few people at Paxum have acess to client information or account balances. Including me, I manage 7 account reps, none of us has access to any personal information or can see balances let alone move any funds around.

The owner and accountant have that clearance and access rights. It is safer and better this way.

I hope that addresses your concerns.

[softball]

Originally Posted by Mark_Paxum

That really is not a question I can answer, I head the sales team and honestly I am not going to take the bait.

That was a very important question and you dodged it. We make our living here and we do not appreciate anyone who processes and supports those who steal from us and lower our bottom line. Simple question. Why would you refer to it as bait if you were an honest company processing for honest companies that don't steal our products? You see, bud, if you process their shit, then you are making a profit from our work and not paying us a penny. So,please just answer the question.

[Evil Chris]

Is this one of those "welcome to the internet" threads?

Mark... well done. This group hasn't had this much excitement in years.

[RawAlex]

Originally Posted by Mark_Paxum

I hate to disagree but we exist to make money providing a peer to peer service world wide especially for adult transactions and nothing else.

When you are buying a $10 domain or banner the vendor expects the payment upon delivery of the service, a check or wire is not going to be a time/money efficient means to pay. Just like Paypal, we exist because people need instant transfer and paypal doesn't allow adult.

Alas Mark, this is where I think you are trying to close your eyes to reality.

What as EPass used for? It wasn't for minor $10 transactions. People were paying their hosting bills, buying content, taking ALL of their webmaster income via Epass. Why? Without a check going through your bank, there are few ways for most people to be tracked.

If I take the scuttlebutt and suggestions made online, by both Epass, the banks, and other people, one of the issues that Epass apparently failed at was identifying their clients. The US government (as well as others) don't like systems set up to allow the free flow of cash without tracking. It should come as no surprise that when Epass failed, the traffic to the St Kitt's bank suddenly became something like 40% from Russia. Hmmm!

As for Paxum's Canadian registration and all, let's make this clear: Paxum is not a bank, only a money transfer agent (no different from, say, Vigo). The money on deposit with BMO is assured only up to about $100,000. That's it, that's all - unless you play the many, many account game. Even then... there is potential for refusal to cover.

http://en.wikipedia.org/wiki/Canada_...ce_Corporation

Now, my good question of the day is this: When money is in a Paxum account, who actually holds it? Is the money on the card and held by the issuing bank, or is it in Paxum (not a bank, just a transfer agent) control? This is the question that Epass really didn't want to answer. Perhaps you can help us out here.

[moneyman]

Originally Posted by rhetorical

That was a very important question and you dodged it. We make our living here and we do not appreciate anyone who processes and supports those who steal from us and lower our bottom line. Simple question. Why would you refer to it as bait if you were an honest company processing for honest companies that don't steal our products? You see, bud, if you process their shit, then you are making a profit from our work and not paying us a penny. So,please just answer the question.

I know it's a loaded question that is going to get off topic, I am not judge jury nor executioner, if anyone believes their content has been used illegally without full consent and license the law is very clear about it. The DMCA covers that, what most webmasters do is sit around cry on the boards and do nothing legally to protect their intellectual work.

I personally have no sympathy for those who act as key board warriors and do not take the proper legal action to protect what is their right.

Here is a link to DNCA http://www.copyright.gov/legislation/hr2281.pdf


Let me share a thought about trust and money.

Affiliates send traffic to a program hoping to make sales, programs typically pay weekly, bi-weekly or monthly. Most programs have a 1 - 2 week hold on the affiliate payment before they disburse it,

So afiliates get paid any where from 2 weeks to 6 weeks after they made the first sale.

They trust a program with their earnings for that length of time so why not trust Paxum for a few minutes with their money. Literally a few minutes.

Program pays affiliate by Paxum, affiliate can go to the nearest ATM machine withraw his cash instantly for a $2 fee. The Paxum card has a daily withrawal limit of $2,500.

Most affiliates don't recieve that much from a program per pay period anyways.
What is there to trust their money with Paxum, they can cash out instantly.



I have tried to be as open and transparent about paxum and answer all questions to the best of my abilities, I am not here to defend Paxum, there is nothing to defend.

We provide a very sought after service by webmasters and program owners, we aren't the only company doing this business, if anyone doesn't want to use our services that's fine, no one is forcing them to do so.

What I really don't want to do is keep defending our business or repeating the same answers.

I think it's time we got on with the business of making money and not trying to find holes in something that doesn't have holes.
So this will be my final post on the thread.

I am always available by email, anyone wants to join Paxum please do so or email me if you have any questions.

I would rather be an active participant of this forum on more than one thread and subject.

Good night.

[softball]

So, Mark....you are now trying to lecture a bunch of seasoned professionals, guys who have way more experience than you on how the biz works. Bad idea.
Everyone here knows about DMCA and how useless this is. Keyboard warrior...you have no idea what that even means around here.
However, what you have clearly said, is that you do process or are willing to process content thieves.
Its not bait. All you have to say is you refuse to process thieves. Is that so hard?

[sarettah]

Originally Posted by Evil Chris

Is this one of those "welcome to the internet" threads?

Mark... well done. This group hasn't had this much excitement in years.

Now, that made me laugh

[softball]

I think Mark is pretty much bruised, battered and done. Lets see if he has any balls left.

[gonzo]

Originally Posted by Mark_Paxum

I have tried to be as open and transparent about paxum and answer all questions to the best of my abilities, I am not here to defend Paxum, there is nothing to defend.

We are all making individual assessments if your service is right for us.
Certainly after whats happened with Epassporte you cant blame anyone for that.

For the most part all the participants in this thread make a living as an affiliate or have an affiliate program.

My question was really hypothetical concerning a new project we are developing. Certainly wasnt meant for anything other than an assessment on my part.

[softball]

Was it the theft question Mark?.....lol

[RawAlex]

When the going gets tough...

[softball]

"When the product is destined to fail, the delivery system will perform perfectly."