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| Legacy Archived Main Board Business chat and general industry chat. All participation is welcome. Dont post your fucking spam here. |
| View Poll Results: Do you save for retirement? | |||
| Yes! I have an IRA, 401K or similar or otherwise sock some back |
   
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6 | 46.15% |
| Not yet, want to, but haven't started yet. |
  
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6 | 46.15% |
| No way, live for today! |
  
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0 | 0% |
| All I need is enough money to lease a car that'll impress the GFY crowd |
  
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1 | 7.69% |
| Voters: 13. You may not vote on this poll | |||
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02-06-2007
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#1 |
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Fat Fucking Nobody
Want to see your own Advertising Here!
Join Date: Oct 2002
Posts: 6,523
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Do you save for retirement?
Just curious what percentage of people in the industry actually think about and plan for retirement.
My hunch is very few. The industry attracts "free spirits" who could likely never succeed in a regimented 8-5 lifestyle. Same personality typically doesn't think 20+ years down the road. We have tons of examples of people who made more money in a couple or three years than many will make in a lifetime and have absolutely nothing to show for it. My hunch is tha majority would be in danger of losing cars, having utilities cut off and no place to live inside of 3 months if their adult income went to $0 right now. Myself, I've been socking some back since first gig out of college when I was putting a pitifully small amount into 401K. At the point the nest egg is big enough to support the lifestyle I want for the rest of my life without it having to be fed, I'm out. I might still dabble, but only out of boredom. I'm not there yet, but I can at least see the finish line. The earlier you start, the easier it is to get there. My hunch is VERY few companies offer even so much as a SEP and most individuals likely do not even have a IRA. Just curious what the prevailing mindset is... |
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02-07-2007
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#2 |
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Filling Bishop's Pond
Respin bullshit press Your Comments Are Welcomed
Join Date: Feb 2006
Posts: 2,942
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Re: Do you save for retirement?
HUH?????
 You mean you wasn't serious when you said "Your leaving it all to me"...?
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02-07-2007
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#3 |
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....
$100 for every ImLive sign-up
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Re: Do you save for retirement?
not a bit yet, I am too busy putting it all back into building what I have up.....I would imagine I will start one day though
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02-07-2007
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#4 |
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Following the Get Rich Slow method.
Join Date: Oct 2002
Location: Bellingham, WA
Posts: 316
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Re: Do you save for retirement?
Damn, I had the feeling I was forgetting something...
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02-07-2007
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#5 |
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Payserve SUX
Join Date: May 2003
Posts: 1,988
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Re: Do you save for retirement?
i live for today and buy lottery tickets... thats my retirement plan! heh heh
spaz i'm serious dammit! |
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02-08-2007
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#6 |
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Still Waiting Tables...
 Join Date: Nov 2006
Posts: 7
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Re: Do you save for retirement?
I would love to, but really didn't manage to save anything yet..
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02-08-2007
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#7 |
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Come get your medicine...
Join Date: Feb 2005
Location: Vancouver, Canada
Posts: 145
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Re: Do you save for retirement?
I'm still paying back all the start-up costs for the home biz... but that should end this year and I'll be able to build up some savings.
__________________
Maura Ingraham Director / Producer M Squared Productions ICQ: 292 824 444 maura l @ l masktv l dot l com |
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02-08-2007
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#8 |
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Filling Bishop's Pond
Respin bullshit press Your Comments Are Welcomed
Join Date: Feb 2006
Posts: 2,942
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Re: Do you save for retirement?
Ok... So whos the 1 dumb numbnut who voted for obtion 4?
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02-09-2007
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#9 |
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Still Waiting Tables...
Join Date: Jan 2007
Posts: 7
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Re: Do you save for retirement?
I certainly don't plan on working until I am 70, so I am trying to work towards retiring early
__________________
 ICQ - 104726750 |
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02-12-2007
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#10 |
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Fat Fucking Nobody
Want to see your own Advertising Here!
Join Date: Oct 2002
Posts: 6,523
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Re: Do you save for retirement?
Best advice I can give is to simulate your own 401K plan. If you're a small company or self employed this can easily be done with a SEP-IRA.
The idea is take a percentage of your income and have it deposited before it ever gets into your hands. You never miss it that way. Even 5% adds up. |
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