What changes are you making due to economy?

[DannyCox]

The only difference for me is watching larger purchase, like for a new vehicle. Like many others, I'm holding off for a bit. I don't owe anyone a cent at the moment, and in this climate, I like it like that.

[Hell Puppy]

So many people have learned to live beyond their means... That's part of the mortgage crisis. People bought houses they should know they cant afford. Hell, when I bought mine, they qualified me for like 4 times more than I spent. I bought what I needed and what I could easily afford.

Plenty of more live on their credit cards. Vacations, christmas, etc run the debt up and they can never whittle it back down because the interest is killing them.

And in this industry, again how many people do we know who have pissed away millions and have no networth?

The piper wants his money!

I have some debt, but I have enough liquid to writ a check tomorrow and pay it all off. I've taken advantage of low interest rates to finance stuff for free and keep my cash. I LOVE 0.0% financing!