Rising Cost of Health Insurance

[Peaches]

I heard that MOO was pulling out of the individual health care arena.

I have BCBS, $313 a month, $500 deductible, $20 office visits, 80% of prescriptions (after the $500 deductible).

Healthcare is getting more and more expensive mainly because the people that DO pay for care, are paying for all those that DON'T pay for care. Those millions of uninsured people in the country STILL go to the doctor/hospital. And at least in GA, they cannot be denied care based on lack of insurance or ability to pay. So they run up a $50K hospital bill, walk out the door, and never think about it again. :angry:

We are spending millions and millions of dollars to keep people alive that probably should be allowed to die with dignity.

Many people have decided that health insurance is a right that they should get when they work for a company. When someone else is footing the insurance bill, they go to the doctor for every sneeze. I grew up in a home like this - IBM had one of the best employee insurance around and my mother took FULL advantage of it. Insurance actually paid to get my EARS PIERCED!

In addition, many insurance companies (health, home, auto, etc.)weren't charging rates based on what it cost to insure you because they were happily making their money in the stock market. Stock market goes boom, rates rise.

I don't think they should EVER regulate doctor's salaries - if they start capping them, then who's next?

Many hospitals around here have closed. Many doctors are getting out of the practice of medicine (most notably ob/gyn).

I wish I had an answer that would solve everything.