Best way to consolidate debt?

Jace · 05-06-2008

say you had 3-4 credit cards and wanted to consolidate all of it into one payment, how would YOU go about doing it?

MRock · 05-06-2008

Home equity loan

Jace · 05-06-2008

Quote:

Originally Posted by MRock

Home equity loan

don't own a home

DragonKing · 05-06-2008

Apply for a super low rate credit card and pay off all the other cards with it.
Theres a re certain cards that specialize in this

mmemmer · 05-06-2008

Hi Jace,

Both answers above are good. Assuming you have good credit and have been making your payments on time you might also contact the CC issuers and ask them to reduce your interest rate.

If you don't have a home but have a viable business, or even just good credit you can try your bank to see what loan alternatives they could make available to you.

Finally if your credit has already started to suffer then you might want to consider contacting one of the credit counciling services, better than bankruptcy but it affects your credit too.

05-06-2008	#1
Jace .... $100 for every ImLive sign-up Join Date: Mar 2004 Posts: 4,392 Blog Entries: 1	Best way to consolidate debt? say you had 3-4 credit cards and wanted to consolidate all of it into one payment, how would YOU go about doing it?

05-06-2008	#2
MRock Tossing Chairs and Blacking Out. Join Date: Sep 2007 Location: Tampa, FLA Posts: 340	Re: Best way to consolidate debt? Home equity loan __________________ DD Blonde Amateur Horny DD Milf - Strapongurl - Busty Smoker - Pimping My Music

05-06-2008	#4
DragonKing I'm Jack's Smirking Revenge Join Date: Mar 2003 Location: Jerry Springerville Posts: 191 Blog Entries: 2	Re: Best way to consolidate debt? Apply for a super low rate credit card and pay off all the other cards with it. Theres a re certain cards that specialize in this __________________

05-06-2008	#5
mmemmer Members Join Date: Mar 2004 Location: Tampa, Florida Posts: 140	Re: Best way to consolidate debt? Hi Jace, Both answers above are good. Assuming you have good credit and have been making your payments on time you might also contact the CC issuers and ask them to reduce your interest rate. If you don't have a home but have a viable business, or even just good credit you can try your bank to see what loan alternatives they could make available to you. Finally if your credit has already started to suffer then you might want to consider contacting one of the credit counciling services, better than bankruptcy but it affects your credit too. __________________ Mark M., 727-433-0745 MMemmer@CaroHosting.com Support is everything! ICQ# 40467849, AIM MMemmer333