[softball]

I still don't get why I need any kind of ewallet thingy. It just sounds like a recipe for disaster as was shown. I owe somebody money, I can pay them with paypal without having to tie up any currency. I can mail them a check. I can tranfer via bank transfer. If I need a cc, I use my own Amex, Visa or whatever. So under what circumstances (apart from hiding the transaction from...that organization whose name shall not be spoken) would this deal be of any use?