Followup, according to the census (
http://www.infoplease.com/ipa/A0005055.html) there were 78,425,000 families in the U.S. as of Mach 2007.
Giving each of these families 1 million would be a total of $78,425,000,000,000
That is 78 Trillion dollars.
I will go with the 12 trillion solution