[pam]

None for my paysites this year and I believe 1 from sponsor sales all year *crosses fingers* For my merchant account with tangible goods, I've never had one in 12+ years, but I do my own scrubbing and am almost anal about the checking I do. I spent nearly 45 minutes on the phone with Bank Of America yesterday just to confirm an address (business accounts to personal accounts to personal credit cards to personal debit cards to business debit cards)