Re: 2checkout...i know a lot of people have had bad experiences...
Dont know first hand about 2checkout. Large transactions like that likely set off every fraud detection system they have, so they're being paranoid about paying you and then it getting charged back or whatever.
People rape these systems blind, so they pretty much assume anything remotely out of the ordinary is fraudulent.
For mainstream, Paypal would work. Not sure if the software you're doing supports it directly, but they've got reasonable tools for implementing it with just about anything.
Or the more obvious solution, grab your own merchant account and then you can use any of those other gateways. It's not too painful as long as the bank doesn't smell any pussy on your transactions.
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