Thank you, JR.
(I should have known that was you.)
Once again, very clear and concise.
To the novices reading: is help here for you? Yes. Will we do the work for you? Uh...no, of course not. Will we continue to help people who don't take the very sound advice that is given for YOUR protection? Nope. There's a newbie standing right behind you willing to do the work, do the research, stay legal, and do the best work he/she can at this job. *That's* the one we'll take by the hand and do baby steps with. That's the one that has earned our time.
But, the first step is always going to be posting and letting us know who you are.