I got involved in an icq convo with a friend and revealed this tip , its really obvious to many , not to others.
How do I reduce CBs on my account?
Easy make sure your descriptor is innocent looking.
Do not use a descriptor like "Cum guzzling whores"
Make it "NCP Inc"
A vanilla , non-descript descriptor will not raise as many flags to either the customer nor the customers snooping wife.
Snopping wife sees family creditcard with a charge from "Amateur Boys" , ummm its gonna be charged back..
I know its bloody obvious....