Quote:
Originally posted by Nickatilynx@Dec 28 2004, 05:22 PM
so the question begs...
How to part the durfer from his money without going through processing as we know it?
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My theory....
You shift the risk back to where it belongs.....with the seller.
Here's what I mean....in our current system, the surfer takes the risk, he coughs up his credit card number including an immediate charge. He's risking that the site will actually give him what was advertised in the tour, will cancel his rebills when he asks, etc. Historically, adult has been infested with thieving bastards (all due respect of course!) who push the edge as far as it will go, thus making that a high risk proposition and bringing down the wrath of Visa, the FTC and anyone else who will listen to the screams of the raped apes...
A better system has the seller accepting the risk. He doesn't get paid until the surfer has actually incurred usage on his product. Now there certainly are surfers who are also thieving bastards (again all due respect!), so fraud control and some sort of "credit rating" type system would need to be included.
It's no different than say buying a cellphone. The guy who has great credit and pays his bills can walk in, signup for 1000 minutes per month, and walk out the door with a top of the line handset just based on his signature and he'll be billed later. If the service works as advertised he'll pay that bill as he always does, if not, he returns and cancels it. Now for the guys with no credit who are prone not to pay their bills they dont leave the store with shit unless they either prepay or cough up a deposit.
A similar system can work in adult. 123Bill dances around this model, but in their model THEY accept the risk and take a huge cut as a result as they no doubt get scammed on both ends.
But I think if you treat the paying surfer as a customer and deliver what you promise, you do fine as long as you have a way to collect. By shifting the burden back onto the webmaster, the guy who suffers is the guy with the tour of an Asian site showing dozens of red hot asian teens, but then has a members area with 12 galleries of 3 different asian women who all look 50 years old plus an assortment of plug-ins for everything BUT asians....