Quote:
Originally posted by RawAlex@May 23 2004, 05:31 PM
Your 282 a month, that is for one person, right? How much for a family?
Alex
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Read my next post - I said exactly how much it was for a family
BTW, ditto with BCBS of GA that same family can get a $3500 deductible policy for less than $250 a month.
OK, I did the same quote search in NV with the same parameters. $760 a month was the most expensive with $15 office visits and NO deductibles, no lifetime max.
For $228 a month, $2000 deductible, $30 office visits. $5mil lifetime maximums with prescriptions $10 for generic, $25 for name brand.
Seriously, when someone in the US tells me they CAN'T afford health insurance, looking at the facts will almost always show they WON'T afford health insurance.
As with anything, there are exceptions to the rule. If you let your insurance lapse and you have a pre-existing condition you could easily find yourself uninsurable but most states have plans for the high risk pool they offer to cover this group. Many times they don't cover for a pre-existing condition or there is a delay. When I first got an individual policy, the least expensive companies wouldn't ever cover my migraines. BCBS had a 12 month waiting period (for coverage on the migraines only) so even though it was a little more, it was worth it for me to get it and they've been covering my migraine stuff ever since.
Last edited by Peaches at May 23 2004, 07:10 PM