Quote:
Originally posted by RawAlex@May 23 2004, 10:10 AM
Hellpuppy: When a family of 4 is paying out $12-$20k per year for coverage WITH a big deductible, PLUS drugs, PLUS no coverage for catastrophic long term care, you being to wonder.
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I call bullshit. Unless there are preexisting conditions, there is NO WAY a family in the US is paying $12-20K a year AND has a large deductible AND is paying for prescriptions. If they are paying that much they have a low deductible policy with doctor and prescription co-pays.
I'm 42 years old and the insurance companies still consider me "child bearing" which means I have some of the most expensive rates out there. I pay $282 for a $500 deductible, $20 office visits, $25 prescriptions with a $2mil payout. I can go to any doctor or pharmacy I want. I don't have to get any referrals to go any doctors or hospitals. I can call tomorrow and get a plain basic check up within 48 hours and if I have a problem, I can see a doctor tomorrow - today if I want to go to the hospital.
I can get a catastrophic plan for less than $100 a month. I can get a family catastrophic plan for less than $300 a month. Find me a family that can't afford $300 a month and I'll show you a family that qualifies for free/reduced free care or has full cable TV, new cars and eats out 4 times a week.