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Old 03-03-2004   #26
Dravyk
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Join Date: Oct 2002
Location: Behind a couch, somewhere in Philly
Posts: 7,628
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To answer the original question, it varies case by case. That said though, for me, it is among possible options of last recourse.

Actually I have at least three last recourses (in no particular order) and again, depends on the circumstance: boards, collection agency, sue.

Btw, "forgetting about it" or "writing it off" is NEVER an option in my book.
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