[Vick]

Well there's your answer J'

Obviously I'm not qualified or versed in the program so I couldn't answer

But as a business person you have to appreciate the fact the an effort is being made to combat friendly fraud and to further lower CB ratios

Also as a forward thinking business owner you know the solution being offered will grow and undergo it's own evolution to met the demands of the marketplace - what you see today may be radically different from the solution you see 6 months from now as well as 2 years from now