Since we use pennywize, got this in my email earlier. I think it's a good idea. As long as it's automated and FAST, I dont see it impacting conversions much. I'd like to see hard numbers though.
I just wonder why the processors aren't doing some of these kind of things themselves. Most of them dont even require an email acknowledgement or activation. I think you'd eliminate some of the bullshit if you'd just require the users to click an activation link in their email prior to inserting the username/password into the site.
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