I use eBay/PayPal all the time for lots of things and I've never had a problem with them. In fact, in January I cancelled my first Visa account number and added a new one - and got verified. Maybe this is a new policy, but I was verified right away.
It's a shame that a few always ruin it for the rest of us. Would hate to see the reliability/benefits of eBay/PayPal run amok because of these scammers. They really do have a good thing going on there.